A lot of oversight is required to quickly adapt to the increasingly complex mortgage regulatory environment. Many industries and market factors are placing constraints on revenue growth, operational flexibility, and cost reduction. Many factors are limiting lenders' ability to drive efficiency and ensure regulatory compliance, including fragmented processes, aging technology, and lack of agility. The continued regulatory changes in the mortgage industry have also increased the cost to close a loan. Therefore, lenders are looking for ways to reduce the cost to close a loan while still maintaining the strictest regulatory compliance.
Flatworld Solutions (FWS) is a leading provider of mortgage compliance support services to a wide variety of lenders. We help lenders focus less on back-office tasks and more on developing and implementing creative customer acquisition and retention strategies. We help you ensure that all elements of your mortgage process are fully compliant with the guidelines defined by Freddie Mac and Fannie Mae, among others.
Our Mortgage Compliance Support Services
We are a leading mortgage compliance support service provider and help lenders reduce the need to have a full-time team to oversee the dreary process of ensuring compliance with regulatory requirements. We make use of advanced tools and technologies that effortlessly integrate with your compliance infrastructure to enable you to disburse loans that fully meet regulatory requirements. When you outsource mortgage compliance support to us, you reduce your overall cycle times and the risks involved with repurchases of mortgage loans.
Our mortgage compliance support services are comprehensive and include -
Property Appraisal Compliance Review
We are a highly-professional mortgage compliance support company and keep track of changes related to appraisal guidelines on an on-going basis. Our services provide lenders with personalized solutions at highly cost-effective rates. Things we help lenders with include a review of reports to accurately report on property and market conditions related to regulatory requirements. We ensure that we maintain an independent and unbiased position when it comes to ensuring that all the regulatory requirements related to the property appraisal process are met.
Loan Origination Compliance Review
Being a top mortgage compliance support service providing company, we enable your loan disbursement process to be fully compliant with all regulatory requirements. Our high-quality workflows can also help you improve the efficiency of your loan origination process, resulting in better bottom lines throughout. We make use of a checklist-based approach that considers all the regulatory requirements that need to be met during your loan origination process, helping you stay ahead of regulatory issues.
Loan Underwriting Compliance Review
Our review of loan underwriting compliance ensures that your loan underwriting process complies with loan underwriting guidelines established by Fannie Mae, Freddie Mac, and FHA, among others. Our back-office support is second to none and considers all loan characteristics, including lack of financial reserves and high debt-to-income ratios, that could result in high default and foreclosure rates.
Loan Closing Compliance Review
We make use of a meticulously-established process to ensure that all the items required for the closing process are in line with and adhere to, regulatory guidelines, including Freddie Mac and Fannie Mae guidelines. We carefully review all documents related to the loan closing to ensure that regulatory compliance is met at all stages of the process.
Loan Post-closing Compliance Review
Our mortgage and compliance as a service solution for the mortgage industry are comprehensive and meticulously-done. Being a leading provider of mortgage compliance support for the mortgage industry, we ensure that all the steps in the post-closing process are in line with regulatory guidelines. Things we check for include things like whether customer signatures are present on important documents such as deeds of trust, title information, and promissory notes, among others. Outsource mortgage and compliance as a service to us to ensure that your mortgage process is fully compliant with all relevant regulations.
Other Services You Can Benefit From
Why Outsource Mortgage Compliance Support Services to Flatworld Solutions?
When you outsource mortgage compliance support services to us, you receive a host of benefits, including -
We make use of a well-defined and streamlined process to deliver exceptional mortgage compliance support solutions to our clients.
Affordable Pricing Options
Our prices are some of the lowest you will find anywhere. However, you will still get accurate and high-quality services when you outsource to us.
We are an ISO/IEC 27001:2022 ISMS-certified company and comply with the strictest international data security standards.
Our mortgage compliance support team works out of world-class office spaces equipped with international-standard amenities, including the cafeteria, modern workstations, and uninterrupted network connectivity.
We always deliver only exceptionally-high-quality services to our clients. Our ISO 9001:2013 certification further demonstrates that all our output is of the highest quality.
Our mortgage compliance support team is highly-experienced and meticulously goes over every detail to ensure error-free services.
Quick Turnaround Time
We provide our high-quality mortgage compliance support services at quick turnaround times as we fully understand the importance of time for our clients.
As a leading mortgage compliance support firm, we only make use of the latest and best software tools and technologies to provide all our services.
Client Success Stories
With Flatworld, a Leading Lender was able to Accelerate their Pre-purchase Verification Process
Learn how FWS helped a prominent lender speed up his pre-purchase review process, reducing the time to buy a loan by 40%.
FWS Assisted a Major Mortgage Lender Improve Business Transformation with a Viable Underwriting Services
Thanks to our fast and affordable mortgage support services, the mortgage lender's business volume increased by 15%. Read this mortgage case study for more information.
Outsource Mortgage Compliance Support Services to Flatworld Solutions
I cannot thank you and the whole team enough for all your hard work and help!! We are so thankful and blessed for all of you and your amazing work!Assist. VP, Disclosure Manager, Mortgage Company, Norfolk, VA More Testimonials »
Flatworld Solutions provides a full spectrum of mortgage compliance services and can help you ensure regulatory compliance throughout your loan approval process. Our team is comprised of highly-experienced and dedicated professionals that leave no stone unturned when it comes to providing exceptionally-high-quality services. Besides, our rates are some of the lowest you will find anywhere and come with a guarantee of high-quality.
If you are interested in our high-quality and cost-effective mortgage compliance support services, get in touch with us today!